Michael is a member of our financial services regulatory practice in London, focusing on regulated payments and lending. Michael works with major banks, FinTechs, and payments firms on the regulation of payment services and consumer credit lending. Utilising experience from secondments to two global payments firms as well as a UK challenger bank, Michael anticipates issues and delivers pragmatic and commercial solutions. Recent work includes advising on the launch of a new digitally-led bank, advising on perimeter issues for start-up and early stage FinTechs, and advising on multi-jurisdictional projects for firms who want to expand their product offering into other jurisdictions.
Before joining Simmons & Simmons in 2024, Michael spent more than a decade in the consumer finance team at another London-headquartered global law firm. Michael also gained valuable experience working in-house at a leading UK building society in a non-legal role.




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