Background documents

The key background documents.

The final regime

FCA

The Individual Accountability Instrument 2015 (FCA 2015/31)

PRA

The PRA Rulebook instruments:

CRR Firms Non-CRR Firms: Individual Accountability Instrument 2015 (PRA 2015/6) 

  • the new Senior Management Functions Part (annex B)
  •  Allocation of Responsibilities Part (annex C)
  • Certification Part (annex D), and
  • Fitness and Propriety Part (annex E).

CRR Firms Non-CRR Firms: Individual Accountability Instrument (No 2) 2015 (PRA 2015/55)

  • amendments to the Senior Management Functions Part (annex B)
  • allocation of Responsibilities Part (annex C)
  • Certification Part (annex D)
  • Fitness and Propriety Part (annex E), and
  • the new Conduct Rules Part (annex F), Senior Managers Regime - Applications and Notifications (annex H) and Senior Managers Regime - Transitional Provisions (annex I)

CRR firms Non-CRR Firms: Individual Accountability Instrument (No 3) 2015 (PRA 2015/69)

  • amendments to the Senior Management Functions Part (annex B)
  • allocation of Responsibilities Part (annex C),
  • Senior Managers Regime - Applications and Notifications (annex D)
  • Fitness and Propriety Part (annex E),
  • Conduct Rules Part (annex F), and
  • Certification Part (annex G).

The PRA supervisory statements

  • SS28/15 Supervisory statement on strengthening accountability in banking.
    • responsibilities of inscope NEDS
    • scope of Senior Manager Regime
      • executive and oversight SMFs
      • sharing a SMF
      • sharing Prescribed Responsibilities
    • contents of Statements of Responsibilities and Management Responsibilities Map
    • Certification Regime
      • which roles are certification functions
      • identifying and describing functions in certificates
      • moving functions during certification year
    • Assessing fitness and propriety
    • Conduct rules and notification requirements
      • persons and activities to which rules apply
      • assessing compliance with the rules
      • application to NEDs
      • notification of breaches
    • (PRA's approach to the SMR, the certification regime and the application of the conduct rules).

PRA Statement of Policy

  • PS3/15 March 2015 Policy Statement: Strengthening individual accountability in banking and insurance
  • PS16/15 July 2015 Policy Statement: Strengthening individual accountability in banking
    • Conduct rules - content and scope
    • Conditional approval
    • Transitional arrangements
    • Statements of responsibilities
    • Reporting breaches of Conduct Rules
    • Approach to NEDs
    • Presumption of responsibility
  • July 2015 Policy Statement Conditions, time limits and variations of approval
  • PS27/16 September 2016 Policy Statement: Strengthening accountability in banking and insurance: PRA requirements on regulatory references (part II)

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