Regulatory compliance is central to a retail finance business's commercial activity and strategy. Our specialist team has the experience, sector knowledge and legal skills to advise on solutions that reflect the commercial needs within the relevant regulatory frameworks such as consumer credit, payment services and e-money regulations. Regulatory and commercial considerations are rarely distinct in this sector, and we have a team that can provide regulatory advice along with, or as part of, our transactional and drafting support for retail finance institutions and service providers.
We provide legal support to retail finance and payments businesses: on commercial transactions, the development of innovative products, legal risk management and compliance, structuring portfolios of regulated assets, and changes to business models. We advise on regulated consumer finance, including lending activity and marketing to consumers, payment services and e-money services.